In a move aimed at streamlining digital onboarding processes in the financial sector, Registered Intermediaries (RIs) such as brokers, mutual fund houses, and portfolio managers can now use the ‘e-KYC Setu System’ developed...
The Reserve Bank of India (RBI) has raised red flags over potential overvaluation in Indian equity markets, particularly in the small- and mid-cap segments, according to its latest Financial Stability Report (FSR) released...
In a major step toward curbing fraudulent digital lending activity, the Reserve Bank of India (RBI) has officially released a comprehensive whitelist of legal digital lending apps (DLAs) on its website. Featuring over...
India’s traditional banking fee models—minimum balance penalties, transaction charges, and bundled service pricing—are undergoing a quiet revolution. Enter subscription-based banking, where banks and fintechs now offer flat monthly or annual fees for premium...
With smartphones in hand and financial influencers in their feed, India’s Gen Z and millennial population is transforming the way investments happen. A wave of WealthTech platforms like Groww, Zerodha, INDMoney, and Smallcase...
India is witnessing a silent revolution in how financial data is shared, accessed, and monetized—driven by the Account Aggregator (AA) Framework, a consent-based system that enables individuals to control their personal financial data...
As consumers demand greater convenience and security, banks and fintechs are rapidly embracing voice recognition, facial scanning, and biometric authentication to replace traditional PINs and passwords. The emergence of voice-enabled transactions, facial logins,...
India’s Unified Payments Interface (UPI) has become a global benchmark for real-time payments, clocking over 12 billion transactions monthly as of mid-2025. With the upcoming launch of UPI 3.0, the National Payments Corporation...
As the global finance sector embraces decentralization and transparency, Indian banks and financial institutions are actively exploring blockchain and Decentralized Finance (DeFi) to revolutionize cross-border payments, smart contracts, and secure digital record-keeping. While...
India’s insurance industry is undergoing a rapid transformation powered by InsurTech—a new wave of startups and digital-first insurers that are reshaping how policies are sold, serviced, and settled. From usage-based premiums and AI-driven...
As India accelerates toward becoming a $5 trillion economy, financial inclusion remains a national imperative. The government, regulators, banks, NBFCs, and fintechs are focusing on expanding access to savings, credit, insurance, and digital...
On June 26, 2025, Union Minister of Ports, Shipping, and Waterways, Sarbananda Sonowal, inaugurated the Sagarmala Finance Corporation Limited (SMFCL), marking a historic milestone as India’s first Non-Banking Financial Company (NBFC) dedicated to...
As India’s startup ecosystem matures, a wave of companies is preparing to enter the public markets, with profitability emerging as a critical prerequisite for successful Initial Public Offerings (IPOs). The tech downturn post-pandemic...
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