September 24, 2025-
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For the first time in FY26, India’s banking system liquidity slipped into deficit, driven by nearly ₹2.5–3 lakh crore in tax outflows from GST and advance tax payments. The deficit stood at ₹32,000...
For the first time in FY26, India’s banking system liquidity slipped into deficit, driven by nearly ₹2.5–3 lakh crore in tax outflows from GST and advance tax payments. The deficit stood at ₹32,000...
India’s banking system liquidity surplus dropped to just ₹70 billion ($794 million) on September 21, the lowest since March, after nearly ₹2.6 trillion exited due to GST and income tax payments. Analysts, however,...
India’s financial sector is facing slower momentum, with credit growth at 10.3% YoY and deposits expanding at just 9.8%, their first dip below 10% in three months. While MSME demand and corporate borrowings...
Public Sector Banks (PSBs) have reported their first double-digit credit growth in 15 years, surpassing private sector lenders in FY25. According to a Systematix report, PSB advances grew 12.2% year-on-year, compared to 9.5%...
Indian banks are expected to see net interest margins (NIMs) bottom out in Q2 FY26, after two quarters of steady decline. Analysts highlight that the Reserve Bank of India’s 100 bps rate cut...
Easing inflation trends are creating headroom for a potential interest rate cut, but the Reserve Bank of India (RBI) may still refrain from taking such a step in the near term. Analysts argue...
A report by Bank of Baroda (BoB) projects that India’s inflation could moderate to 3.1% in FY26, supported by the recent wave of GST rate cuts under GST 2.0. The tax reductions on...
The Indian government has set an ambitious goal of placing two public sector banks (PSBs) among the world’s top 20 banks by 2047, coinciding with the country’s centenary of independence. The plan reflects...
Indian bankers believe that the double tailwinds of festive season demand and GST rate cuts under GST 2.0 will help cushion the impact of steep U.S. tariffs on Indian exports. While concerns remain...
India’s deposit rates have hit rock bottom, raising crucial questions about their impact on credit growth, bank margins, and overall financial stability. While lower deposit costs ease borrowing rates and may encourage lending,...
India’s current growth momentum is being driven primarily by domestic consumption, according to Yes Bank’s Chief Economist. Despite global headwinds such as U.S. tariff shocks, volatile capital flows, and geopolitical tensions, India’s resilient...
India’s credit-deposit (CD) ratio has remained below the 80% threshold, reflecting a slowdown in lending momentum even as deposits continue to rise steadily. The muted credit growth highlights challenges for banks in translating...
India’s banking sector is witnessing stability in non-performing assets (NPAs), with gross and net NPA levels showing improvement across major public and private lenders. Backed by RBI’s strict regulations, provisioning norms, and asset...
In a major clarification, the Government of India has stated that a CIBIL score is not mandatory for obtaining a loan from a bank. The move addresses widespread misconceptions that a low or...
Yes Bank shares are back in focus after the Reserve Bank of India (RBI) cleared the proposal of Japan’s Sumitomo Mitsui Banking Corporation (SMBC) to acquire a stake in the private lender. The...
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