The Reserve Bank of India (RBI) has raised red flags over potential overvaluation in Indian equity markets, particularly in the small- and mid-cap segments, according to its latest Financial Stability Report (FSR) released...
In a major step toward curbing fraudulent digital lending activity, the Reserve Bank of India (RBI) has officially released a comprehensive whitelist of legal digital lending apps (DLAs) on its website. Featuring over...
India is witnessing a silent revolution in how financial data is shared, accessed, and monetized—driven by the Account Aggregator (AA) Framework, a consent-based system that enables individuals to control their personal financial data...
As the global finance sector embraces decentralization and transparency, Indian banks and financial institutions are actively exploring blockchain and Decentralized Finance (DeFi) to revolutionize cross-border payments, smart contracts, and secure digital record-keeping. While...
As India accelerates toward becoming a $5 trillion economy, financial inclusion remains a national imperative. The government, regulators, banks, NBFCs, and fintechs are focusing on expanding access to savings, credit, insurance, and digital...
As compliance becomes more complex and regulatory scrutiny intensifies, Regulatory Technology (RegTech) is emerging as a transformative force in India’s BFSI sector. Leveraging AI, machine learning, and blockchain, RegTech enables financial institutions to...
As climate change, social equity, and corporate accountability take center stage, BFSI institutions in India are increasingly aligning with Environmental, Social, and Governance (ESG) frameworks. From issuing green bonds to integrating ESG metrics...
As digital payments become the norm and cryptocurrencies continue to evolve, central banks worldwide are exploring or launching Central Bank Digital Currencies (CBDCs) to modernize monetary systems, enhance payment efficiency, and counter the...
As financial institutions seek to enhance operational efficiency, customer engagement, and risk management, Artificial Intelligence (AI) and Generative AI (GenAI) are emerging as transformative technologies. From fraud detection to personalized wealth management, banks...
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