July 14, 2025-
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The recent surge in fintech IPO activity in India—spurred by listings like HDB Financial Services raising ₹12,500 crore and upcoming filings by Pine Labs, Groww, and Kissht—reflects a shift. The public markets today...
The recent surge in fintech IPO activity in India—spurred by listings like HDB Financial Services raising ₹12,500 crore and upcoming filings by Pine Labs, Groww, and Kissht—reflects a shift. The public markets today...
In a landmark development for India’s financial ecosystem, DSP Mutual Fund has launched the country’s first retail offshore fund directly from GIFT City, Gujarat—ushering in a new era of global investing for resident...
As global momentum around cryptocurrencies surges—largely influenced by U.S. President Donald Trump’s recent support—the Reserve Bank of India (RBI) has confirmed it is closely observing international developments. RBI Governor Sanjay Malhotra briefed the...
As India’s fintech lenders scale their unsecured credit portfolios, many encounter a common roadblock: How do you approve more customers without triggering a spike in defaults? The answer may lie in an often-overlooked...
The financial system is entering a new phase of complexity and exposure as U.S. banks’ loans to nonbank financial institutions (NBFIs) surpass $1.14 trillion in Q1 2025, according to fresh data from the...
India’s booming fintech sector is increasingly becoming the lender of choice for young, digital-first borrowers, according to a new report by the Fintech Association for Consumer Empowerment (FACE)—a self-regulatory body recognized by the...
In a major step toward curbing fraudulent digital lending activity, the Reserve Bank of India (RBI) has officially released a comprehensive whitelist of legal digital lending apps (DLAs) on its website. Featuring over...
India’s traditional banking fee models—minimum balance penalties, transaction charges, and bundled service pricing—are undergoing a quiet revolution. Enter subscription-based banking, where banks and fintechs now offer flat monthly or annual fees for premium...
With smartphones in hand and financial influencers in their feed, India’s Gen Z and millennial population is transforming the way investments happen. A wave of WealthTech platforms like Groww, Zerodha, INDMoney, and Smallcase...
India is witnessing a silent revolution in how financial data is shared, accessed, and monetized—driven by the Account Aggregator (AA) Framework, a consent-based system that enables individuals to control their personal financial data...
As consumers demand greater convenience and security, banks and fintechs are rapidly embracing voice recognition, facial scanning, and biometric authentication to replace traditional PINs and passwords. The emergence of voice-enabled transactions, facial logins,...
India’s Unified Payments Interface (UPI) has become a global benchmark for real-time payments, clocking over 12 billion transactions monthly as of mid-2025. With the upcoming launch of UPI 3.0, the National Payments Corporation...
As the global finance sector embraces decentralization and transparency, Indian banks and financial institutions are actively exploring blockchain and Decentralized Finance (DeFi) to revolutionize cross-border payments, smart contracts, and secure digital record-keeping. While...
India’s insurance industry is undergoing a rapid transformation powered by InsurTech—a new wave of startups and digital-first insurers that are reshaping how policies are sold, serviced, and settled. From usage-based premiums and AI-driven...
As India accelerates toward becoming a $5 trillion economy, financial inclusion remains a national imperative. The government, regulators, banks, NBFCs, and fintechs are focusing on expanding access to savings, credit, insurance, and digital...
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