The adoption of digital KYC (Know Your Customer) has become a game-changer in India’s personal loan landscape. It’s not just a regulatory checkbox—it’s the enabler behind instant onboarding, fraud prevention, and paperless lending,...
In a pivotal move that could reshape the contours of fintech lending in India, Paytm has exited the Digital Lending Guarantee (DLG) model, signaling a deeper strategic shift in its lending philosophy. The...
India’s booming fintech sector is increasingly becoming the lender of choice for young, digital-first borrowers, according to a new report by the Fintech Association for Consumer Empowerment (FACE)—a self-regulatory body recognized by the...
In a major step toward curbing fraudulent digital lending activity, the Reserve Bank of India (RBI) has officially released a comprehensive whitelist of legal digital lending apps (DLAs) on its website. Featuring over...
India is witnessing a silent revolution in how financial data is shared, accessed, and monetized—driven by the Account Aggregator (AA) Framework, a consent-based system that enables individuals to control their personal financial data...
As India accelerates toward becoming a $5 trillion economy, financial inclusion remains a national imperative. The government, regulators, banks, NBFCs, and fintechs are focusing on expanding access to savings, credit, insurance, and digital...
From e-commerce apps offering instant loans to ride-hailing platforms enabling savings wallets, Embedded Finance and Banking-as-a-Service (BaaS) are reshaping how financial products are delivered and consumed. As businesses outside the traditional banking system...
India’s financial sector is undergoing a digital disruption, driven by a surge in fintech firms offering microloans, buy-now-pay-later (BNPL) options, and mobile-first neo-banking services. This new wave of digital lenders and neo-banks is...
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